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Legal Notice

This online offer is provided by:

Verband der Vereine Creditreform e.V.
Hammfelddamm 13
41460 Neuss/Germany
Tel.: 49 (0) 2131 – 109-286
(Mon – Fri, 10 am – 2 pm CET/CEST)

Authorised Representatives

- Dr. Holger Bissel
- Ingolf Dorff
- Thomas Schurk

Vereinsregister Neuss
Vereinsregister Nr. 57 VR 506
USt-IdNr.: DE 120 701 072

Editorial Responsibility

Responsible for journalistic-editorially designed offers of this internet presence according to Sec. 55 German Federal Broadcasting Agreement (RstV):

Roland Wedding
Verband der Vereine Creditreform e.V.
Hammfelddamm 13
41460 Neuss/Germany

Information concerning Sec. 11 German Data Protection Act (BDSG) – Contract data processing

FirmenWissen themselves are not owner of the data provided here. The data originate from partner enterprises for which Firmenwissen, as commissioned data processor, has taken over re-marketing according to Sec. 11 German Data Protection Act via the central platforms and
The data suppliers are the local German Creditreform associations, the local Austrian and Swiss Creditreform associations as well as the Creditreform Rating AG.

Online Dispute Resolution in accordance with Article 14 , Section 1 ODR-VO

The European Commission provides a platform for online dispute resolution (OS) willing to see

Technical Realisation

Disclaimer / Liability Exclusion

  1. Content Of The Online Offer

    The author does not take over any guarantee for topicality, correctness, completeness or quality of the provided data. Claims against the author related to material or intellectual damage that result from us or non-use of the provided information or from the use of incorrect or incomplete information are generally excluded, unless verifiably caused by the author due to intention or gross negligence.

    All offers are non-binding and subject to change. The author explicitly reserves the right to change, complement or delete parts of the website or the entire website or to temporary of finally cease the publication.

  2. References And Links

    On direct or indirect references to external website (“Hyperlinks”) that are outside of our sphere of influence, liability would only be assumed if the author has knowledge about the contents and if it is technically possible and reasonable for him/her to prevent the use in case of illegal contents.
    The author hereby explicitly declares that at the moment of the linking no illegal contents could be detected on the linked websites. The author has no influence on the present or future design, contents or authorship of linked websites. Therefore the author explicitly dissociates him/herself from all contents of all linked/referred-to websites that were modified after the establishment of the link. This applies to all links and references embedded within the own online offer as well as for third-party entries in guestbooks, discussion forums and mailing lists established by the author. The provider of the linked/ referred-to website is solely liable for illegal, incorrect or incomplete contents and especially for damages resulting from the use or non-use of such displayed information and not the one who merely refers to the publication via links.

  3. Copyright And Trade Mark Right

    The author is eager to comply with copyrights of used images, audio documents, video sequences and texts and to refer to own-compiled or license-free images, audio documents, video sequences and texts.
    All named or possibly protected trademarks are unlimitedly subject to regulations of the respective valid trade mark and property rights of the respective registered owner. The mere naming does not mean that a trade mark is not protected by third-party rights.

    The copyright for own-compiled published objects lies with the author of the websites alone. The copying or use of such images, audio documents, video sequences and texts in other electronic media or printed publications is prohibited without the author's explicit permission.

  4. Legal Effectiveness Of This Disclaimer

    This disclaimer is to be considered as a part the online offer from which these websites are referred to. If parts or single phrases of this text do not, not any more or not completely comply with valid legal regulations, other parts of this document remain valid with respect to their content and validity.

Information Concerning Images

© 2022 Verband der Vereine Creditreform e.V., 41460 Neuss, Germany All rights reserved. Reproduction or modification in whole or in part without expressed written permission is prohibited.