Credit Reports

Credit Report Content

• Creditworthiness

  Credit reports from Creditreform contain a "Solvency Index", a qualified and reliable early warning indicator, which allows rapid assessment of the solvency of companies. The solvency index is calculated on the basis of a variety of data using statistical methods refined over many years.

  In the context of qualitative and quantitative analysis, all solvency-relevant features are first evaluated and weighted according to their relevance, and subsequently compressed to a meaningful overall score: the solvency index 2.0. The following list shows some of the major risk factors used in determining the solvency index:

  • Payment behaviour
  • Financial statements
  • Payment history
  • Business development
  • Sales
  • Legal form
  • Company age
  • Regional risk
  • Order situation
  • Assets
  • Experience of management
  • Sector risk
  • Staff-count figures
  • Ratio: Sales / Employees
  • Ratio: Assets / Sales
• Payment behaviour

  In this section of the Creditreform credit report a company's payment behaviour towards its suppliers is scrutinised. The payment behaviour is displayed in the form of a fine mesh grading system using a scale from 01 to 60, to make a nuanced statement about the payment behaviour of a company.

• Master Data

  Leave the time consuming research to us and benefit from daily updated data. Get all essential master data at a glance:

  • Address Data
  • Contact Data
  • Legal Form
  • Date of Foundation
  • Trade Register Number
  • VAT Number
• Ownership structure

  Get insight into a company's structure:

  • Managers
  • Authorized Signatories
  • Shareholders
  • Participations / Shares
• Additional Information

  Complete your picture of a company with relevant additional information like the categorization of primary and secondary business activities:

  • Registered description of business activity
  • Creditreform description of Business Activity
  • Industry Codes
  • Locations
  • Information on Banks
• Areas of use

  Keep your entrepreneurial risks in check, when dealing with German companies. Creditreform Credit Reports, with their detailed solvency data, offer reliable information to secure your transactions, supplier relationships and dealings with strategic partners.

  • Solvency checks and risk classifications
  • Setting credit limits for new and existing customers
  • Fraud prevention
  • Setting, reviewing and updating payment agreements